<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Core pages -->
  <url>
    <loc>https://insugo.in/</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://insugo.in/about-us</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://insugo.in/contact-us</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://insugo.in/services</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://insugo.in/media</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/blog</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/careers</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://insugo.in/company-policies</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://insugo.in/terms-of-services</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Individual insurance -->
  <url>
    <loc>https://insugo.in/individual</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/motor-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/health-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/life-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/home-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/cyber-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/child-education-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/term-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/pet-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/fleet-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://insugo.in/individual/engineering-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Corporate — liability insurance -->
  <url>
    <loc>https://insugo.in/corporate/liability-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/liability-insurance/directors-and-officers-liability</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/liability-insurance/errors-and-omissions-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/liability-insurance/commercial-general-liability</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/liability-insurance/public-liability</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/liability-insurance/product-liability</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/liability-insurance/professional-indemnity</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Corporate — employee benefits -->
  <url>
    <loc>https://insugo.in/corporate/employee-benefits</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/employee-benefits/group-health-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/employee-benefits/group-personal-accidental-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/employee-benefits/group-term-life-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/employee-benefits/group-gratuity</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Corporate — marine insurance -->
  <url>
    <loc>https://insugo.in/corporate/marine-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/marine-insurance/single-transit-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Corporate — property insurance -->
  <url>
    <loc>https://insugo.in/corporate/property-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/property-insurance/fire-policy</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/property-insurance/stock-declaration-policy</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/property-insurance/industrial-all-risk-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/property-insurance/burglary-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Corporate — project insurance -->
  <url>
    <loc>https://insugo.in/corporate/project-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/project-insurance/erection-all-risk-insurance</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://insugo.in/corporate/project-insurance/contractors-plant-and-machinery</loc>
    <lastmod>2026-05-22T00:00:00+05:30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
